[logo] Downeast Community Partners

Lifespan Opportunities in Washington and Hancock Counties

Helping Hands Garage

Used Car Loans

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Downeast Community Partners is pleased to partner with Seaboard Federal Credit Union to make reliable vehicles more affordable.

How it works:

If you are interested in participating in this program, you will meet with the HHG loan officer, who will work with you to determine if you are qualified for the program.  Together, you will review your finances and monthly budget to determine the amount that you can afford to borrow.  Through HHG, you will apply for a loan with Seaboard federal Credit Union.  Seaboard makes the final decision on the loan.  Once you know the amount you are approved for, you can go car shopping. Prior to obtaining the loan and purchasing the car, Seaboard will require a write up from a certified mechanic, to ensure that the car you are buying is in good condition. You will be required to make a 10% down payment on the car.

To participate in the program, applicant must:

  • be a resident of Hancock or Washington County, Maine, US Citizen, and 18 years of age or older;
  • be enrolled in a program at Downeast Community Partners (programs included: LIHEAP, Transportation, Community Advocate Program, Head Start, Child Care, and Home Repair);
  • have a valid Maine Drivers LIcense;
  • currently be employed or receive a monthly Social Security or retirement pension.

 

Approval is based on the following items:

  • Income (expenses and assistance on the budget form);
  • Ability to make scheduled loan payments, as well as full coverage insurance payments, yearly registration fees, and vehicle maintenance or repairs, as evidenced with budget portion of the application;
  • Completed and signed program application including submittal of the required information indicated below;
  • Review of credit report.

For more information, please call us at 664-2424.  

the application may be downloaded below.

Documents & Forms

Our Title VI policy can be viewed at our Forms & Resources page.
For all complaints please call Sharon at:
Toll-Free: 1-877-374-8396
Local:  207-664-0012
Your complaint will be addressed within 48 hours.

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DCP Offices

Toll-Free: 877-374-8396

Bucksport Road Office

248 Bucksport Road, Ellsworth, ME 04605
207-664-2424 | Email

Avery Lane Office

18 Avery Lane, PO Box 648 , Ellsworth, ME 04605
207-664-2424 | Email

Machias Office

7 VIP Drive, Machias, ME 04654
207-259-5015 | Email

Site Links

Title VI Non-Discrimination Statement

It is the policy of Downeast Community Partners that no person shall, on the grounds of race, color, ethnicity, national origin, ancestry, religious belief, political affiliation or belief, age, gender, sexual orientation, marital status, physical or mental disability, veteran status, migrant worker, ex-offender, or former patient of a state institution be discriminated against in access to the services or provision of services of Downeast Community Partners.

View our full Title VI policy.

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